On this page we provide NCF research and discussion papers as down loads and links to key documents like the Government's consultation paper on Regulating the Financial Markets.

Government documents

A better deal for consumers July 2009

Reforming Financial Markets White Paper July 2009

FSA Consultation Paper - Reforming Remuneration Practices in Financial Services

FSA Feedback Paper  - Reforming Remuneration Practices in Financial Services ( August 2009 )

HM Treasury - Reforming Financial Markets Impact assessment

Government Reviews

The Turner Review - A regulatory response to the global banking crisis

The Walker Review - A review of corporate governance in UK banks and other financial industry entities

Consumer Focus 

On this link "Debate on Finance" you will find Consumer Focus's ongoing discussion on the issues introduced by Lord Whitty Chairman of Consumer Focus. There are a number of interesting documents available.

NCC was merged into Consumer Focus and relevant reports are:

The perfect storm: the credit crunch hits home  May 2008

The perfect storm: background paper May 2008

Low-income saving: The way forward 2007

NCF Research

NCF March 2009 Consumer Views on the Credit Crunch 

NCF Discussion Documents

"A fuller picture" was produced independently by two NCF Executive members.

About "A fuller picture". In July 2008 this was a response to the BERR consultation which led to the BIS ( formally BERR ) white paper "A better deal for consumers July 2009" listed above. "A fuller picture" is not specifically about the credit crunch but it does analyse many factors relevant to consumer protection which also arise from the credit crunch. Issues such as self regulation, what regulatory authorities should monitor for maximum effectiveness and consumer representation and consultation.

NCF Consumer Congress Press Notices

18th November 2009 Minister headlines the Consumer Congress

Other information sources

10 mind boggling  statistics on the Credit Crunch from December 2008

Attitudes to retirement and the need to adjust March 2009

Need or Greed "What have we learned from the financial meltdown" the World Congress of Faiths on the 5th November 2009